This study explores two asset-building approaches that social housing providers in BC could use to help their tenants move out of poverty and become more self-suficient. The two approaches are: the Family Self-Suficiency (FSS) program developed in the United States and a program of Individual Development Accounts (IDAs). These approaches are used widely in the United States and are supported by government funding.

This study addresses three research questions: 1. What are the advantages and disadvantages of the FSS and IDA programs; 2. Which is more effective in helping families in social housing increase their financial assets, the FSS, IDA or both; and 3. Which approach has the most potential to be implemented by social housing providers in BC?

The study concludes that both the FSS program and IDAs are effective and complementary. Implementing both in British Columbia would provide the maximum benefit to families with low incomes.