Stable housing is out of reach for far too many Minnesotans. Systemic changes over the past several decades have resulted in incomes not keeping pace with the cost of housing. In addition to the more than 10,000 Minnesotans who are homeless on any given night, another 248,000 are paying more than half of their income on housing. This disconnect between incomes and the cost of housing undermines our state’s ability to improve educational outcomes for our children, build a stronger workforce, improve health, and reduce disparities. While we are aware that the full solution to homelessness, including addressing income inequality, will require the commitment of many sectors and all levels of government, this plan focuses on strategies and actions state agencies are and can be pursuing. These strategies set us on a path not only to end homelessness for more families and individuals, but also to substantially prevent homelessness, by addressing some of the most significant barriers to maintaining housing stability.