Direct cash transfers (DCTs) are a growing global intervention aiming to meet the needs of young people remotely, digitally, and efficiently. The way a youth DCT program works is simple: program staff distribute cash2 to youth remotely or in person at a frequency (i.e., weekly, bi-weekly, monthly, etc.) that works best for young people. Including offering supportive services for youth is a bonus or “Plus” component of DCT. Wholly centered around youth choice and autonomy, DCTs may be the most nimble and efficient intervention in youth homelessness to date. DCT programs have three essential components:
- Cash: The literal amount of money going directly to youth.
- Plus: The supportive programming offered to youth on an optional or opt-in basis.
- Engagement: Communication and outreach performed by DCT program staff to ensure youth are aware of supportive programming and able to communicate easily about their needs and any potential issues with cash disbursements.
There are lots of DCT models out there, including cash assistance, universal basic income, problem-solving, and guaranteed income programs. What distinguishes our “Cash Plus” DCT model from other models is that it provides a long-term, flexible, accessible transfer intentionally designed to support young adults experiencing housing instability — with no expectations, requirements, or punishments related to how young people use the money. The model also includes supportive programming that youth can opt-in to (or opt-out of) at any point during their time in the program.
